01
See the full cost first
The amount received, Processing Fee, one-time Fixed Charge, repayment date, and total are shown before confirmation.
Now on Google Play
Your reusable credit line.
Built for eligible salaried workers and government-sponsored students in Zambia. See the complete cost before every draw, repay, and make credit available again.
Approval and individual limits are subject to verification and affordability review.
The Dottra account
Credit that becomes available again.
- 01Available credit
- 02Draw
- 03Repay
- 04Available again
The essentials
Straightforward from the start.
02
No fee to join
There is no registration, membership, or subscription fee. Current package pricing is published on its own page.
View pricing03
Manage it in one app
View available credit, package terms, account activity, the scheduled repayment, and support from your Dottra account.
From the blog
Latest from Dottra.
Introducing Dottra: your reusable credit line.
Why we built Dottra, how the reusable credit cycle works, and what customers can expect from the app.
How to get out of debt: a practical plan.
A clear way to list what you owe, protect essential costs, choose a repayment method, and measure progress.
A monthly budget you can actually keep.
Build a simple salary-cycle budget around essentials, commitments, future costs, and flexible spending.
Dottra for Android
Keep your credit line within reach.
