A credit line built to be used again.

After verification and approval, your Dottra account shows an available credit limit. Choose an active credit package within that limit whenever you need to make a draw.

Each completed draw reduces your available credit. When the scheduled repayment is successfully posted, that amount becomes available again, subject to account eligibility and current package availability.

Before you confirm, Dottra shows the draw amount, Processing Fee, amount sent to your mobile-money wallet, one-time Fixed Charge, repayment date, and total to repay.

You can stop before confirmation. The transaction PIN or biometric step is your final authorisation.

Credit-limit decisions are informed by verified employment income or supported government sponsorship, together with an affordability review.

Approval is not guaranteed, and the approved limit may be lower than the maximum offered by the service.